RHS Loan Program

RHS Loan Programs: LOANS 4 HOMES

The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence. Not all lenders are approved to do these USDA loans. At LOANS 4 HOMES , we specialize in them!

RHS Loans are an attractive option because:

  • Minimal closing cost
  • Low or no down payment
  • Every county in the state of Wisconsin with the exception of Milwaukee County, has qualifying properties.
  • Based on population density, not rural locations

RHS loans can be used toward the purchase and renovation of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes.

Contact us at LOANS 4 HOMES to find out if you qualify for an RHS loan!